Flagship Plus Investment Portfolios Introduction We believe that simplicity often leads to the most effective solutions. At the core of our philosophy is the widely accepted principle that asset allocation is the primary driver of investment success. With this in mind, why rely solely on a single asset allocation call or decision for such a critical factor? There are numerous high-quality Multi-Asset fund managers who consistently deliver strong performance across various time periods. However, no single strategy or style is effective in every market condition. When you combine high-quality fund managers with distinct and contrasting styles, the long-term investment destination may remain the same, but the journey becomes significantly different. Crucially, when one style or mandate underperforms, another often outperforms, creating a smoother overall investor experience. The discretionary advantage Flagship Plus is a truly diversified blend of Multi-Asset funds from carefully selected fund managers. It is a Managed Portfolio Solution with a range of risk-graded Growth and Income portfolios. The portfolios are based on QuantQual’s extensive proprietary research, supported by Blackrock’s investment risk analysis software, and managed within Legal & General’s discretionary powers. This powerful combination of experts delivers: • Portfolios with continued QuantQual research and optimisation • Faster, continuous implementation • Lower adviser time, cost, and compliance burden • Higher quality, frequent reporting and updates • Active oversight by both Legal & General and QuantQual • Better risk control and dynamic response • An upgraded client and adviser experience at no extra cost Monthly Factsheets (Aug 31 2026) Growth Portfolio 3 Income Portfolio 3 Growth Portfolio 4 Income Portfolio 4 Growth Portfolio 5 Income Portfolio 5 Growth Portfolio 6 Income Portfolio 6 Growth Portfolio 7 Income Portfolio 7 Reasons Why Letter Resources (Nov 2026) Growth Portfolio 3 Income Portfolio 3 Growth Portfolio 4 Income Portfolio 4 Growth Portfolio 5 Income Portfolio 5 Growth Portfolio 6 Income Portfolio 6 Growth Portfolio 7 Income Portfolio 7 Buy Note (Quarterly September 2026) Growth Portfolio 3 Income Portfolio 3 Growth Portfolio 4 Income Portfolio 4 Growth Portfolio 5 Income Portfolio 5 Growth Portfolio 6 Income Portfolio 6 Growth Portfolio 7 Income Portfolio 7 We have produced this brochure for financial advisers to explain the features and benefits of Flagship Plus. The portfolios are also available on the independent Mabel Insights comparison tool, which is free for advisers to use. This means you can access up to date information and compare Flagship Plus against other Model Portfolio Services. You need to request access from us, which is usually granted quickly, and you will then be able to select Flagship Plus in the drop-down menu of Legal & General’s Model Portfolio Services. This website is for regulated Financial Advisers only. It is for information and does not constitute individual financial planning or investment advice. The value of investments can fall as well as rise and is not guaranteed. Some content contains links to external websites, such as to provide data sources and further reading, and QuantQual is not responsible for the content of those.

QuantQual: Transparent investment insights for financial advisers. Explore our methodology, flagship portfolios, and quarterly updates for informed decisions. QuantQual A Foundation of Transparency and Integrity QuantQual is built on transparency and integrity. Below, we have included our methodology, flagship portfolio guide, and latest quarterly update. Our Investment Methodology Discover how QuantQual selects and reviews investments. Our research-driven methodology is designed to provide financial advisors with clear, insightful analyses and recommendations tailored to diverse investment goals. Flagship Portfolio Guide Explore the QuantQual Flagship Portfolios. Our portfolios are structured to meet a variety of risk and return objectives, providing advisers with a trusted framework for their client's financial planning. Due Diligence Document for QuantQual Conducting thorough due diligence is crucial when choosing a research partner. Our comprehensive due diligence document provides all the essential information you need to evaluate QuantQual 's services and ensure we're the right fit to support your business goals. Monthly Update (Nov 2026) Stay informed with our latest quarterly update. Our market insights keep you up-to-date on key economic developments, ensuring you’re informed on current trends and their impact on our portfolio strategies. Exclusive Member Access All our buy and sell notes, along with in-depth analyses, are available in the member section for registered advisers.

Discover QuantQual's podcast series, delivering expert insights on investment research, financial planning, and industry trends. Stay informed and elevate your advisory practice. QuantQual Insights That Inform, Conversations That Inspire

Explore QuantQual's tailored services for financial planners. We provide investment research, CIP support, retirement solutions, compliance expertise, marketing strategies, and NED services to help your practice thrive. QuantQual Independent Research for Confident Advice Comprehensive Services Tailored to Financial Planners QuantQual offers a wide range of specialised services to help financial planners achieve exceptional client outcomes while running compliant, efficient, and growth-driven practices. Investment Services Our investment solutions equip you with expert insights and actionable strategies to stay ahead in a competitive market: Exclusive Communications Suite: Professionally crafted blogs , quarterly newsletters, and branded marketing materials. Podcasts: Engaging, independent-thinking podcasts that explore critical investment themes. Investment Research: Actionable buy, sell and hold recommendations. Comprehensive due diligence on funds and managers. Updates and audits to enhance your Centralised Investment Proposition (CIP). Strategic blending guidance to optimise client outcomes. Model Portfolio Services (MPS): Flagship portfolios with monthly factsheets and detailed performance metrics. Transparent reporting for alignment with client goals. Access to discretionary portfolio options with trusted providers such as LGIM and RXI. Access to Industry-Leading Research: A robust library of analysis and insights to inform your advice process. Anti-Greenwashing Expertise: Tailored support in crafting compliant, transparent anti-greenwashing statements. Investment Committee Support: Advisory services for standard agendas, terms of reference, and Management Information (MI) reporting. Retirement Solutions QuantQual supports financial planners in creating robust retirement strategies that meet diverse client needs: Centralised Retirement Propositions (CRPs): Development, review, and monitoring to ensure competitiveness, compliance, and client alignment. Custom Retirement Solutions: Tailored strategies for natural income generation or alternative approaches based on individual circumstances. Regulated Best Practice Stay compliant and ahead of regulatory changes with QuantQual’s support: Consumer Duty Compliance: Monthly reporting and tailored insights to help you meet evolving obligations. Regulatory Updates and Guidance: Real-time updates on key legislative changes, including budget implications. External Compliance Support: Seamless integration with external compliance resources for a complete solution. Marketing Support Position your practice as a market leader with QuantQual’s marketing expertise: Website Development: Bespoke website design and optimisation to strengthen your online presence. Content Creation: High-quality blogs, newsletters, and marketing collateral that build credibility and client trust. Non-Executive Director (NED) Services Leverage QuantQual’s expertise in business management to build or scale your practice: Practice Growth and Management: Comprehensive guidance for building a successful IFA practice or scaling an existing one. Exit Planning: Strategic insights to maximise firm value and ensure a seamless transition during sales or mergers. Reach Out and Discover the Difference

Exclusive Fund Focus W1M Conservative Managed Portfolio Service Think Differently This Month’s Fund in Focus W1M Conservative Managed Portfolio Service A New Platinum Standard for Managed Portfolios This Month's Investment in Focus – November 2026 W1M Conservative MPS Portfolio A New Benchmark for Managed Portfolio Excellence November marks an important milestone for QuantQual, with the W1M Managed Portfolio Service becoming the first MPS range to achieve our prestigious Platinum rating, representing our highest level of investment conviction. For this month's Investment in Focus, we have chosen to highlight the W1M Conservative portfolio, a strategy that demonstrates why we believe the wider W1M proposition deserves this recognition. Conservative investing is often misunderstood. It is not simply about holding fewer equities and more bonds, nor should it be judged solely by the absence of volatility. Successful conservative portfolio management requires a carefully considered balance between capital preservation, income generation, inflation protection and the ability to achieve meaningful long-term returns. We believe W1M's investment philosophy addresses these challenges through a disciplined and genuinely diversified approach to portfolio construction, supported by a comprehensive investment process and an emphasis on managing risk. For advisers seeking a lower-risk investment solution, these characteristics are particularly valuable. A Different Approach to Portfolio Construction One of the distinguishing features of W1M's investment philosophy is its approach to diversification. Rather than relying exclusively upon a conventional combination of equities and fixed income, W1M structures its investment approach around four principal building blocks: Sterling Bonds, Strategic Equity, Absolute Return and Real Assets. Each has a distinct purpose within the wider investment framework. Sterling Bonds provide opportunities for income generation and defensive positioning, while Strategic Equity offers participation in long-term corporate growth. Absolute Return strategies seek to introduce alternative sources of return that are less dependent upon traditional market direction, while Real Assets can provide additional diversification and potential protection against inflation. The importance of this approach has become particularly apparent in recent years. Traditional assumptions about the relationship between equities and bonds have been challenged by inflation, changing interest-rate expectations and geopolitical uncertainty. Investors have experienced periods in which both asset classes have fallen simultaneously, demonstrating that simply combining the two does not always deliver the diversification expected. For the Conservative portfolio, we believe W1M's broader investment framework provides a valuable foundation for managing these challenges. The objective is not to eliminate investment risk, which is neither realistic nor desirable, but to ensure that the risks being taken are understood, appropriately diversified and consistent with the portfolio's intended investment objectives. Why We Like It Following our comprehensive due diligence, QuantQual has awarded the W1M MPS range our Platinum rating, the highest level within our investment research framework. This is particularly significant because W1M is the first Managed Portfolio Service range to achieve this distinction. Our assessment reflects our conviction in the quality of the investment proposition, rather than simply its historical performance. What particularly appeals to us is the combination of: A clearly defined and disciplined investment philosophy. A diversified portfolio-construction framework incorporating four complementary investment building blocks. A strong emphasis on risk management and achieving appropriate outcomes for investors. The flexibility to respond to changing market conditions and investment opportunities. A robust investment research and portfolio management process. A focus on delivering a consistent investment experience across different market environments. We particularly value the attention given to the role each investment plays within the wider portfolio. For conservative investors, this is essential. An investment that appears relatively low risk in isolation may not necessarily improve the resilience of a portfolio if its performance is closely correlated with other holdings. Equally, holding defensive assets should not mean abandoning the opportunity to generate long-term returns. In our view, W1M demonstrates a thoughtful approach to balancing these competing requirements, supported by an investment framework that recognises the importance of both diversification and disciplined risk management. Why Now? The current economic environment provides a compelling illustration of why portfolio construction matters. Government borrowing remains elevated, inflation continues to present uncertainty, and interest-rate expectations are subject to change. Meanwhile, equity markets face questions surrounding valuations, economic growth and the increasing concentration of returns within a relatively small number of large companies. For conservative investors, these conditions present a particular challenge. Holding excessive cash may provide short-term stability, but it also introduces the risk that inflation gradually erodes purchasing power. Fixed income offers more attractive yields than were available during much of the previous decade, although interest-rate sensitivity and credit risk remain important considerations. Equities continue to provide opportunities for long-term capital growth, but can introduce volatility that may be inappropriate for investors with a lower tolerance for risk. This is where we believe a carefully constructed multi-asset portfolio can demonstrate its value. W1M's investment framework seeks to combine different sources of return within a coherent portfolio, rather than depending excessively upon any single asset class or economic outcome. The Conservative portfolio is particularly relevant for investors who require a measured approach to investment risk but still recognise the importance of maintaining exposure to assets capable of generating returns over the medium to long term. We do not expect a conservative strategy to outperform equity-heavy portfolios during strongly rising markets. Indeed, that would generally be inconsistent with its intended risk profile. Instead, we believe the quality of a conservative investment proposition should be judged by its ability to balance participation in positive markets with appropriate downside risk management, particularly when conditions become more challenging. QuantQual View The W1M Conservative MPS Portfolio represents what we believe is a high-quality approach to lower-risk multi-asset investing. Our conviction is founded upon the strength of the investment philosophy, the quality of the portfolio-construction process and the emphasis placed upon managing risk through genuinely diversified sources of return. For us, the Conservative portfolio illustrates an important principle: successful investment management is not simply about maximising returns, but about achieving an appropriate balance between risk and reward. This is especially important for lower-risk investors, where avoiding significant losses can be just as valuable as participating in rising markets. The decision to award the wider W1M MPS range our Platinum rating represents a significant milestone for QuantQual. As the first MPS range to receive our highest level of recognition, W1M has established a new benchmark within our managed portfolio research. Of course, a Platinum rating does not mean that the portfolios will outperform in every market environment, nor does it remove the possibility of investment losses. It reflects our conviction in the people, philosophy and processes responsible for managing investors' capital. At a time when economic uncertainty, changing interest rates and market concentration are creating increasingly complex investment conditions, we believe the W1M Conservative portfolio offers advisers a compelling solution for clients seeking a disciplined, diversified and risk-conscious approach to long-term investing. For November, we are delighted to recognise W1M Conservative as our Investment in Focus and celebrate the wider W1M MPS range becoming QuantQual's first Platinum-rated Managed Portfolio Service.

The Big IFA Event The team at QuantQual very much look forward to seeing you in Cardiff on 17 September. Not long to go now! Legal & General should by now have sent you all the timings and joining details. Our session is at 11.20am (registration and refreshments from 11.00am), before the main event starts. What are the key objectives of our session? The FCA’s ‘understanding the advice market: financial advice firms survey 2025’ revealed that ‘69% of advice-firm clients main objective for seeking advice is pensions and retirement.’ So, whilst this offers a great opportunity to grow your firms business it is important to ensure you have the correct structures and processes in place. As you will be aware the Financial Conduct Authority (FCA) has a major focus on Centralised Retirement Propositions (CRPs), driven heavily by its thematic review of retirement income advice (such as TR24/1) and the Consumer Duty framework. While a CRP is not strictly mandated by the regulator, the FCA expects advisory firms to have structured, repeatable, and well-documented decumulation strategies rather than relying on accumulation-focused models. We have a wealth of experiencing in supporting firms develop CRPs, and during our session we will be discussing the key risks, the structure of a CRP, the ongoing management of the CRP through Investment Committee governance arrangements, research and due diligence and ongoing suitability support. We look forward to welcoming you on 17 September. If you have any questions in the meantime please contact us – jon.baker@quantqual.co.uk Contact Us

Discover QuantQual's fund ratings, from Gold to Green, guiding investors toward long-term value. Explore Hold and Sell recommendations for a clear, strategic approach to investing. QuantQual Independent Analysis, Trusted Outcomes Fund Ratings QuantQual is committed to providing clear, concise fund ratings that reflect qualitative and quantitative analysis. Our ratings give you a straightforward guide to understanding a fund’s potential to deliver value over time. Hold and Sell Recommendations In addition to our ratings, QuantQual issues hold and sell recommendations for funds that no longer meet our criteria. A hold recommendation suggests that while the fund may not currently add significant value, it could remain a stable option in a portfolio. A sell recommendation indicates that we believe the fund no longer aligns with the standards investors should seek. For in-depth insights on each fund’s rating, our analysts provide comprehensive reports available on request. QuantQual guides you through smart, data-backed investment choices for a resilient portfolio. Gold Rating: Exceptional Value Potential The Gold rating is our top-tier recommendation, reserved for funds demonstrating a well-structured, consistent process supported by robust business resources. Highly capable teams manage these funds, and we have a strong conviction that they will continue to add value over time. Gold-rated funds represent the highest standards and offer solid potential for long-term growth. Silver Rating: Strong Choice, Minor Reservations Funds awarded the Silver rating are also strong options, though they may exhibit minor concerns regarding personnel, process consistency, or business alignment. Despite these reservations, we believe these funds maintain a positive likelihood of delivering value, making them a strong choice for investors who prioritise stability with growth potential. Bronze Rating: Potential with Reservations The Bronze rating signifies a fund with some reservations, typically due to identified improvements needed in areas like team stability, process enhancements, or business backing. Some Bronze-rated funds have moved from Green to Bronze, reflecting initial promise but with the expectation that they can refine their performance. While these funds show potential, investors should be aware of the current limitations and follow developments closely. Green Rating: Early-Stage Potential A Green rating applies to newly launched funds with teams we are confident in, even if the funds haven’t yet achieved their full potential. These teams are committed to meeting our rigorous standards, and we anticipate their growth and development in the coming years. This rating reflects our optimism about the fund’s future performance.

Connect with QuantQual for expert investment insights, research services, and tailored portfolio guidance. Contact us today for personalized support and inquiries. Contact Us Reach Out and Discover the Difference. QuantQual Ltd. enquiries@quantqual.co.uk 07922 573 933 First Name Last Name Email Message Send Thanks for submitting!

Stay ahead in retirement planning with our Centralised Retirement Proposition. Tailored solutions and expert tools to help your firm meet FCA guidelines effectively. QuantQual Simplifying Complexity for Financial Advisers Example Centralised Retirement Propistion Centralised Retirement Proposition The FCA's Thematic Paper on retirement income represents one of the most significant shifts in retirement planning in a generation. Navigating these changes can be challenging for businesses striving to stay ahead in this evolving landscape. Solution Focused At QuantQual we understand the complexities of this new era and have developed a comprehensive Centralised Retirement Proposition (CRP) tailored to meet your firm's unique needs. Our CRP is designed to seamlessly integrate into your business, offering a structured approach to retirement planning that aligns with the latest regulatory expectations. Our Centralised Retirement Proposition includes a range of services and tools to support your firm: Retirement Questionnaires: We provide expertly crafted retirement questionnaires to help assess your client's needs, goals, and risk tolerance, ensuring that their retirement plans are personalised and compliant with FCA guidelines. Cash Flow Modelling: Our guidance on cash flow modelling empowers your firm to project and manage clients' retirement income, helping them achieve a secure financial future. We offer insights into best practices and tools that can be directly implemented within your operations. Comprehensive Solutions: From investment strategies to drawdown options, we offer a variety of solutions to address your clients' diverse needs. Our proposition is designed to be adaptable, allowing your firm to offer tailored advice and services that meet each client's specific requirements. By embedding our Centralised Retirement Proposition into your business, you'll be better equipped to navigate the complexities of retirement planning in a way that enhances client satisfaction and ensures regulatory compliance. Useful links FCA Thematic Paper FCA Cashflow Modelling FCA RIAAT

Terms and Conditions Terms and Conditions These Terms and Conditions ("Terms") govern your use of the QuantQual website and services ("Service"). By registering for or using our Service, you agree to these Terms. QuantQual Limited ("QuantQual," "we," or "our") reserves the right to update these Terms at any time, with changes effective immediately upon posting on our website. Continued use of our Service after posting modifications signifies your acceptance of the modified Terms. QuantQual Limited is incorporated in England and Wales (Company Number: 14226288). Our website is www.quantqual.co.uk . For inquiries, please email us at support@quantqual.co.uk . Our Service The term "Service" refers to: Investment research and analytics, including fund ratings and portfolio reviews. Bespoke tools for financial advisers, such as market sentiment analysis and portfolio evaluations. Additional services are outlined in our website's "Services" section. Who is Our Service For? Our Service is exclusively for UK-based investment professionals authorised and regulated by the Financial Conduct Authority (FCA). It is not intended for private individuals or retail investors. By accepting these Terms, you confirm that: You are a UK-based investment professional authorised and regulated by the FCA. You have authority from your employer to use our Service and agree to these Terms on your employer’s behalf. Registering for Our Service To access our Service, you must register by providing accurate information, including but not limited to your name, email address, and company FCA Reference Number. Please see our Privacy Policy for details on how we handle your information. Upon registration, you will receive an email to validate your email address and activate your account. You are responsible for safeguarding your login credentials and notifying us immediately if you suspect unauthorised use. If your circumstances or registration details change, please update us at support@quantqual.co.uk . We are not responsible for service disruptions or inaccuracies resulting from outdated or incorrect information. Use of Our Service The following restrictions apply to your use of the Service: Fund Managers and Financial Advisers You may download, print, and share reports or results from QuantQual's tools with your clients, provided these materials are unaltered and include all disclaimers and trademarks. You may not share reports unrelated to your role or manage funds for unauthorised third parties. General Use Our reports and tools are unsuitable for retail clients and must not be used for personal investment advice. Materials from our Service must not be reproduced, summarised, or disseminated without our written consent. Intellectual Property All website elements, including text, graphics, software, and other content, are owned by QuantQual Limited and protected by copyright and other intellectual property laws. Use of our Service does not grant any ownership rights. You may not collect or incorporate materials from our website into your databases or products without prior written consent. Limitation of Liability While we aim to provide accurate and timely information, we do not guarantee the accuracy or completeness of the Service. QuantQual is not liable for: Errors, omissions, or reliance on our materials. Losses resulting from interruptions, inaccuracies, or viruses on our website. Complaints If you have a complaint, please get in touch with us at support@quantqual.co.uk . We are committed to resolving issues promptly and professionally. Third-Party Links Our website may include links to third-party websites for convenience. These links do not imply endorsement, and we are not responsible for the content or practices of third-party sites. Governing Law These Terms are governed by English law. Any disputes arising from your use of our Service will be subject to the non-exclusive jurisdiction of the English courts. If you require further details or clarification, please get in touch with QuantQual at support@quantqual.co.uk .

Privacy Policy Effective Date: November 2024 QuantQual is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website: quantqualuk.co.uk. Please read this policy carefully to understand our views and practices regarding your data and how we will treat it. 1. Information We Collect We may collect and process the following data about you: Personal Information: Name, email address, phone number, and other contact details provided when filling out forms on our website. Technical Data: IP address, browser type, operating system, and information about your visit (e.g., pages viewed, time spent on the site). Cookies: Information collected through cookies to enhance your browsing experience (see Section 5 for details). 2. How We Use Your Information We use the information we collect for the following purposes: To provide and improve our services, including delivering independent research insights. To respond to inquiries or requests made via our contact forms. To send you relevant updates, newsletters, or marketing communications (where you have consented to receive these). To analyse website performance and improve user experience. 3. Sharing Your Information We do not sell, rent, or trade your personal information. However, we may share your data in the following situations: Service Providers: With trusted third parties that assist us in operating our website or providing services under strict confidentiality agreements. Legal Requirements: If law requires protecting our rights, property, or safety. Business Transfers: In the event of a merger, sale, or acquisition. 4. How We Protect Your Information We take the security of your information seriously and use the following measures to protect it: Encrypted connections (SSL) to safeguard data transmitted through our website. Secure servers and firewalls to prevent unauthorised access. Regular review and update of our security practices. 5. Cookies and Tracking Our website uses cookies to: Analyse traffic and improve website functionality. Recognize your preferences for a personalised experience. You can manage or disable cookies through your browser settings. For more details, please refer to our Cookie Policy. 6. Your Data Rights You have the right to: Request access to the personal data we hold about you. Correct or update your personal information. Request the deletion of your data, subject to legal obligations. Withdraw consent for marketing communications. To exercise these rights, please get in touch with us at [insert email address]. 7. Third-Party Links Our website may contain links to third-party websites. We are not responsible for the privacy practices of these sites. Please review their policies before providing any personal data. 8. Changes to This Privacy Policy We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. 9. Contact Us If you have any questions about this Privacy Policy or how we handle your information, please get in touch with us: Email: enquiries@quantqual.co.uk Address: 10 New Merrifield, Jareth House, Wimborne, England, BH21 7AL Phone: 01202 099 047

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